A hurricane blew across the Caribbean. It didn't take long for the expensive yacht to be swamped by high waves, sinking without a trace. There were only two survivors: the boat's owner Dr. Eskin and its steward Benny who managed to swim to the closest island.

After reaching the deserted strip of land, the steward was crying and very upset that they would never be found. The other man was quite calm, relaxing against a tree.

"Dr. Eskin, Dr. Eskin, how can you be so calm?" cried the Benny. "We're going to die on this lonely island. We'll never be discovered here."

"Sit down and listen to what I have to say, Benny," began the confident Dr. Eskin. "Five years ago I gave the United Way £500,000 and another £500,000 to the United Jewish Appeal. I donated the same amounts four years ago. And, three years ago, since I did very well in the stock market, I contributed £750,000 to each. Last year business was good, so the two charities each got a million dollars."

"So what?" shouted Benny.

"Well, it's time for their annual fund drives, and I know they're going to find me," smiled Dr. Eskin.